The short answer
Saima Tower is a 40-storey residential tower by Saima Group on the sea-facing belt of HMR Waterfront, DHA Phase 8, Karachi, also marketed as Saima Waterfront. As of October 2026 its structure had reached the 36th floor, handover is due in December 2028, and apartments are available as resales.
Saima Tower construction progress
Saima Tower had reached its 36th floor in October 2026, according to HMR’s sales team, with the last four floors of the structure due by the end of December 2026. Finishing work follows, and the official handover date is December 2028.
For a buyer, a near-complete structure removes much of the construction risk that comes with an off-plan purchase. It also means the cheaper early payment plans are gone, so buying in Saima Tower now means agreeing a price with an existing owner.
Saima Tower prices as of October 2026
Sea-facing apartments in Saima Tower were asking about PKR 48,000 to 50,000 per sq ft in October 2026, with trades closing at about PKR 45,000 to 46,000 per sq ft. Sellers accept less when the buyer can pay a larger share up front.
Before comparing a Saima Tower resale with a new unit elsewhere at HMR Waterfront, ask how much of the original payment plan the seller has paid and what remains due at handover.
Apartments and amenities in Saima Tower
Saima Tower has townhouses, one- to four-bedroom apartments and penthouses with infinity pools. Its sea-front apartments face west over the open Arabian Sea.
- A 24-foot lobby with a lounge and concierge
- Seven parking floors
- A swimming pool, gym and a children’s play floor
- VRF air conditioning and backup generators
- Retail outlets with 24-foot ceilings at the base
Where Saima Tower sits in HMR Waterfront
Saima Tower is on HMR Waterfront’s premium belt, the row of towers facing the open sea, alongside H1 Tower and AA Waterfront. Saima Group’s sales office is on Abdul Sattar Edhi Avenue in Zone D of DHA Phase 8, inside the community.
Running costs at Saima Tower
HMR estimates maintenance across HMR Waterfront at PKR 35 to 40 per sq ft per month once the community is running, covering security, cleaning, the clubhouse and shared facilities. At that rate, monthly charges at Saima Tower work out as follows.
| Apartment | Maintenance per month (PKR, estimate) |
|---|---|
| Example 1,000 sq ft | 35,000 to 40,000 |
| Example 1,500 sq ft | 52,500 to 60,000 |
| Example 2,000 sq ft | 70,000 to 80,000 |
| Example 3,000 sq ft | 105,000 to 120,000 |
Budget separately for the transfer charges and taxes due when the apartment is transferred into your name. An adviser can quote them for the specific unit.
Saima Tower compared with other HMR Waterfront towers
| Tower | Status | Handover | Price |
|---|---|---|---|
| Saima Tower | Resales only | December 2028 | PKR 45,000 to 50,000 per sq ft (resale, Oct 2026) |
| Beach Terraces by Metro | New apartments on sale | December 2030 | PKR 41,000 per sq ft (partial sea view, Oct 2026) |
| The Tilt | New apartments on sale | December 2030 | About PKR 45,000 per sq ft (sea-facing, Oct 2026) |
| Goldcrest Bay Sands II | New apartments on sale | Not published | About PKR 3.5 crore for 862 sq ft (Oct 2026) |
See the HMR Waterfront guide for every tower, the payment plan and how buyers’ money is protected.
Questions about Saima Tower
When is Saima Tower’s handover?
Saima Tower is due for handover in December 2028, after its structure completes at the end of 2026.
How many floors does Saima Tower have?
Saima Tower has a ground floor plus 40 storeys, according to both HMR Waterfront and Saima’s own site.
What do Saima Tower apartments cost?
Sea-facing resales were asking about PKR 48,000 to 50,000 per sq ft in October 2026 and trading at about PKR 45,000 to 46,000, according to HMR’s sales team.
Is Saima Tower the same as Saima Waterfront?
Yes, Saima markets the tower as Saima Waterfront on its own site, while HMR Waterfront lists it as Saima Tower.
Does Saima Tower face the sea?
Yes, its sea-front apartments face west over the open Arabian Sea from HMR Waterfront’s premium belt.
Sources
- HMR Group sales briefing to Salwa Real Estate, 23 October 2026
- Saima Tower, hmrwaterfront.com
- Saima Waterfront
At a glance
- Developer
- Saima Group with HMR Group
- Status
- Resales only
- Handover
- December 2028
- Storeys
- G+40
- Unit types
- Townhouses, 1 to 4 bed, penthouses
- Price
- PKR 45,000 to 50,000 per sq ft (resale, Oct 2026)
- Location
- HMR Waterfront, DHA Phase 8, Karachi
Speak to a property adviser
Current availability, floor plans and payment plans, at no cost to the buyer.




